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Terms of Service

For project: 账简 - AI 智能多维度记账

生效日期：2026年6月14日

欢迎使用 账简（以下简称“本应用”）。本服务条款（以下简称“条款”）是您与本应用开发者（以下简称“我们”或“开发者”）之间就您使用本应用所订立的法律协议。请在下载、安装或使用本应用前仔细阅读本条款。您的下载、安装或使用行为即视为您已阅读并同意接受本条款的约束。

1. 服务内容 (Description of Service)

本应用是一款旨在为用户提供高效、智能、多维度财务记账的管理工具。核心服务包括但不限于：

  • 本地账单数据录入、分类管理、多维度账单统计及预算限额控制。
  • 智能 AI 记账服务（基于您在本地配置的第三方大模型 API，如 OpenAI/DeepSeek，或应用提供的内置解析服务）。
  • 云端同步与数据备份服务（支持您授权将本地 SQLite 数据库同步备份到您个人的 Google Drive）。

本应用采用 本地优先 (Local-First) 的技术架构，我们不运营任何中心化服务器来保存或收集您的账单及流水数据。

2. 用户账户与自定义配置 (User Accounts & Custom Configurations)

  1. 本地虚拟账户：本应用不提供云端账号注册或登录服务。您在应用内填写的个人名字、年龄、城市和头像等信息仅保存在您本地设备中。
  2. API 密钥自备：如果您在设置中配置并启用了您自己的第三方大模型服务（如 OpenAI、DeepSeek 等），您必须确保该 API Key 的合法性并自行承担因调用该服务而产生的任何费用。我们不对第三方 API 的可用性、计费政策或响应质量承担责任。
  3. 安全义务：您应当妥善保管您存储在设备本地的 API 密钥及 Google Drive 授权状态。由于您设备丢失、被盗或非授权访问造成的凭证泄露及数据损失，由您自行承担责任。

3. 数据安全与云端备份免责 (Data Storage & Cloud Sync Disclaimer)

  1. 本地存储风险：您的所有账单记录均存储在设备本地。卸载应用、格式化设备或清理应用缓存将导致您本地的数据被永久且不可逆地删除。建议您定期通过应用内的数据导出功能或 Google Drive 备份功能进行数据备份。
  2. 个人云同步授权：当您启用 Google Drive 备份功能时，您的设备将直接与您的个人 Google 云端硬盘（隐藏的应用私有空间 appDataFolder）建立加密传输通道。数据同步的稳定性和安全性高度依赖于您的网络状况及 Google 服务自身的可用性。
  3. 备份与恢复免责：
    • 我们不对因网络连接中断、云端硬盘空间不足、Google 账户被封禁或系统兼容性原因导致的同步失败或备份损坏承担责任。
    • 在执行“从云端恢复数据”操作时，云端下载的备份数据库将完全覆盖并替换您当前本机的全部账单记录，此操作无法撤销。您因未做本地导出而直接执行恢复导致的新数据丢失，由您自行承担。

4. 用户行为规范 (Acceptable Use)

您在使用本应用时，必须遵守当地适用的法律法规：

  • 不得利用本应用从事洗钱、诈骗、非法交易等违法犯罪活动。
  • 不得对本应用进行反向工程、反向汇编、反编译或以其他方式尝试发现本应用的源代码。
  • 不得利用任何方式干扰本应用的正常运行或破坏数据的安全性。

5. 知识产权 (Intellectual Property)

本应用的所有权和知识产权（包括但不限于应用代码、UI 设计、图标、算法及相关文档）均归开发者所有。在遵守本条款的前提下，我们授予您一项个人的、非排他性的、不可转让的许可，允许您下载并在您个人拥有的移动设备上运行和使用本应用。

6. 免责声明 (Limitation of Warranties)

本应用在“按现状（AS IS）”和“可获得性（AS AVAILABLE）”的基础上提供，不附带任何明示或暗示的保证。 在法律允许的最大范围内，开发者明确声明免除以下责任：

  • 本应用不保证完全无错、无中断，亦不保证所有 AI 智能解析结果的 100% 准确性。AI 解析结果仅供参考，您在确认记账前应仔细核对金额与分类。
  • 本应用不提供任何专业的财务、税务或投资建议。您基于应用内的数据分析、预算提示或 AI 财务顾问给出的理财建议而做出的任何消费或投资决策，均由您自行承担风险，开发者不对您的任何财务损失承担法律责任。

7. 责任限制 (Limitation of Liability)

在任何情况下，开发者均不对由于使用或无法使用本应用所引起的任何间接的、偶然的、特殊的、惩罚性的或后果性的损害（包括但不限于利润损失、数据丢失、设备损坏、商业中断等）承担法律责任，即使开发者已被告知发生此类损害的可能性。

8. 条款修改 (Amendments to Terms)

我们保留在必要时修改本条款的权利。修改后的条款将直接在本页面公布，并更新本条款顶部的“生效日期”。如果您在本条款修改公布后继续使用本应用，即表示您已接受修改后的条款。如果您不同意修改后的条款，应立即停止使用并卸载本应用。

9. 联系我们 (Contact Us)

如果您对本服务条款有任何疑问，请通过以下方式与我们联系：

Terms of Service

Effective Date: June 14, 2026

Welcome to Voocii (referred to as "the App"). These Terms of Service ("Terms") constitute a legally binding agreement between you and the developer of the App ("we", "us", or "the Developer") regarding your use of the App. Please read these Terms carefully before downloading, installing, or using the App. By downloading, installing, or using the App, you acknowledge that you have read, understood, and agreed to be bound by these Terms.

1. Description of Service

The App is a personal financial ledger and management tool designed to provide efficient, smart, and multi-dimensional tracking of transactions. Core services include, but are not limited to:

  • Local transaction entry, category management, ledger statistics, and budget limits.
  • Intelligent AI bookkeeping parsing (based on your locally configured third-party LLM APIs, such as OpenAI/DeepSeek, or built-in parsing API).
  • Cloud synchronization and database backup (enabling optional authorized backups of your local SQLite database directly to your personal Google Drive).

The App is designed on a Local-First architecture. We do not operate or maintain central servers to collect, store, or monitor your financial transactions or bookkeeping logs.

2. User Accounts & Custom Configurations

  1. Local Virtual Profiles: The App does not require or offer central cloud account registration. Any profile metadata (name, age, city, avatar) you provide is stored solely in the SQLite database on your local device.
  2. Third-Party API Credentials: If you configure and use your own API keys for LLM services (such as OpenAI or DeepSeek) in Settings, you are solely responsible for the authenticity of the keys and any usage charges incurred. We are not liable for the uptime, pricing policies, or accuracy of third-party APIs.
  3. Security Obligations: You are responsible for safeguarding your device, local API credentials, and Google Drive authorization state. Any data loss or unauthorized access resulting from a lost, stolen, or compromised device is your sole responsibility.

3. Data Storage & Cloud Backup Disclaimer

  1. Local Storage Risks: All financial data is stored directly on your device. Uninstalling the App, restoring device factory settings, or clearing app storage will permanently and irreversibly delete all your local bookkeeping logs. We highly recommend exporting your data to CSV/JSON or utilizing Google Drive backups regularly.
  2. Authorized Cloud Sync: When you link Google Drive, your device establishes a direct, encrypted connection with your personal Google Drive space (within the hidden, application-specific appDataFolder). The stability and speed of sync operations depend entirely on your network connection and Google's server availability.
  3. Backup & Restore Exclusions:
    • We are not responsible for sync failures or file corruption due to network dropouts, full drive space, Google account suspension, or OS incompatibilities.
    • When executing a "Restore from Cloud" action, the downloaded database will completely overwrite and replace your active local database. This action is irreversible. We are not liable for any local data overwritten or lost during the restore process.

4. Acceptable Use

You agree to use the App in compliance with all applicable local, national, and international laws:

  • You shall not use the App to conduct illegal activities, including but not limited to money laundering, fraud, or financing illicit activities.
  • You shall not reverse engineer, decompile, disassemble, or attempt to extract the source code of the App.
  • You shall not interfere with the security or normal operation of the App.

5. Intellectual Property

All ownership and intellectual property rights in and to the App (including source code, UI designs, icons, algorithms, and documentation) are retained by the Developer. Subject to your compliance with these Terms, we grant you a personal, non-exclusive, non-transferable, and revocable license to download and use the App on mobile devices you own or control.

6. Limitation of Warranties

The App is provided on an "AS IS" and "AS AVAILABLE" basis, without warranties of any kind, either express or implied. To the maximum extent permitted by law, the Developer disclaims all warranties:

  • We do not warrant that the App will be completely error-free or uninterrupted, or that AI-parsed transactions will be 100% accurate. You should verify transaction amounts and categories before confirming records.
  • The App does not provide professional financial, tax, or investment advice. Any financial actions or investments you make based on analysis, budgets, or AI suggestions are at your own risk. The Developer is not liable for any financial losses you incur.

7. Limitation of Liability

In no event shall the Developer be liable for any indirect, incidental, special, consequential, or punitive damages (including loss of profits, data loss, device malfunction, or business interruption) arising out of or in connection with your use or inability to use the App, even if the Developer has been advised of the possibility of such damages.

8. Amendments to Terms

We reserve the right to modify these Terms at any time. Updated Terms will be posted on this page with the revised "Effective Date" at the top. Your continued use of the App following the posting of changes constitutes your acceptance of the revised Terms. If you do not agree with the updated Terms, you must uninstall the App and stop using the services.

9. Contact Us

If you have any questions or feedback regarding these Terms, please contact us at: